The Michigan-based Jalbert Financial Group provides clients with safe and proven plans designed to make sure money lasts through retirement. That’s Jalbert’s current recipe for success. His early business model might have been all about producing tremendous wealth but the events on 9-11 led Jalbert to rethink everything. When the planes hit the Twin Towers, Jalbert questioned traditional planning techniques.
When Jalbert approached loyal clients, some he’d been with for over 20 years, about his possible retirement, they encouraged him to stay.
“I told them I would look for new vehicles,” he said. “Everything I had written about became magnified in 2008 but it was really 2003, that starting era after the towers were hit, when I began utilizing these safe money instruments.”
Jalbert now points his clients to the solace of much safer products. When the market began its ascent in 2003 through 2007, Jalbert’s clients were enjoying returns of 7 to 12 percent annually, growing steadily but not as fast as the market. When the market plummeted in 2008, Jalbert’s clients didn’t lose a penny!
The Fixed Indexed Annuities tops the list of vehicles that Jalbert now advocates. It utilizes earnings, not principal to achieve growth. If the market rises, gains are locked in, if the market falls, it’s earnings are lost – not the principal.
Jalbert is also an accomplished radio personality and author. The Jalbert Financial Forum airs on WMUZ 103.5 Saturdays from 2 to 3 p.m. The show provides the public with straightforward fiscal information.
Jalbert’s first book, “Giving: Philanthropy For Everyone,” was published in 2003 and outlined several ways readers can get involved in their communities. The book raised an amazing $125 million. His most recent book, “Rescue Your Retirement,” offers an insight into his current safe methods that are keeping his clients in good fiscal health.
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