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Robocash Lending Company In The Philippines

Robocash Finance Corporation (RFC) is an online money lender in the Philippines. It aims to grow and diversify its business to help Filipinos in need of financial help. Robocash can fund various financial emergencies almost instantly whether it be groceries, birthday celebrations, car repair, home renovation, repaying personal debt, or other personal needs.

How does Robocash work in the Philippines?

All transactions are fully automated, so clients do not have to leave their homes to get a loan. Moreover, the organization does not require guarantors, representation, documentation, or guarantee deposits.


Loans can be transferred fast and easy in just a few steps. From creating an account online to choosing the amount to be borrowed and the preferred mode of money transfer, Robocash makes it trouble-free for its customers. Robocash is run by an artificial intelligence that collaborates with major partners so that clients can obtain and repay their loans in the most convenient way possible. To validate a loan, borrowers are required to sign a contract with Robocash by using the confirmation code that will be sent through SMS.


Payments can be done through Dragonpay payment system, bank transfer, or even offline transfers in Robocash branches. Choosing the Dragonpay payment system only requires logging in to your Robocash account using your phone number and selecting the option “Repay”. For those who prefer ATM-based online bank transfer, you can claim your loan by providing your reference number to banks and remittance centers affiliated with Robocash. These establishments include BPI, BDO, Unionbank, Chinabank and other banks. You can also pay in any 7 Eleven, Bayad Center, Robinsons Department Stores (RDS), M.Lhuillier and Cebuana Lhuillier. Choose the system that's convenient for you.


How to get a quick loan in Robocash?

In only 15 minutes, loans can be approved and released in Robocash. A client can make fast approval online loan on the Robocash website and in the mobile application and offline offices as well. When applying through the website, all you have to do is register and create an account. From there, you will be able to access a section where you can upload your valid ID and phone number. After that, you can select the amount you want to borrow. Meanwhile, the Robocash mobile app can be used by new or former clients for faster cash loan applications. You will only need a valid government ID. This app also shows account status, payment, and balance. The app can also be used to speed up payment with the help of payment channel partners. Many Robocash branches are also accessible nationwide for those who do not have an internet connection. Clients only need to visit the nearest offline office and bring their valid government ID. Robocash made loan applications very easy and convenient, as all options are provided.

Requirements and Terms of Robocash Loan

This lending organization offers to take short-term loans online effortlessly. In order to register in Robocash, clients will need a valid government ID and a phone number. Those who wish to apply for a loan must be 21-70 years old, Filipino citizens, and employed individuals or selected professionals.


Robocash and its borrower consent to a loan agreement before a loan is approved. It is the obligation of the borrower to use the amount loaned on legal and legitimate purposes and to pay the principal amount and interest before the maturity date. New clients are allowed to borrow up to 10,000 pesos. If a debt is repaid on time, Robocash allows clients to loan larger sums at low-interest rates. The repayment period is 30 days. If a borrower finds it difficult to pay on time, Robocash prolongs the term of payment.


Robocash branches in Manila

Robocash address is in Cubao, Quezon City. It has more than 60 Robocash branches in Metro Manila, Cavite, Laguna, Pampanga, Tarlac, Bulacan, Nueva Ecija, and other cities and towns in the Philippines. But during the pandemic most of them were temporarily shut down. Most of the branches were in Manila and Quezon City. However, now there are more than 10 branches, and their number is increasing every month. There are plans to reopen all 60 of them. Robocash branches in Manila are strategically located in MRT and LRT stations to reach out to ordinary citizens who have the greatest need for its loaning services. Robocash branches in LRT station especially convenient for Philippine citizens.


Robocash branches are open from 8:00 AM - 9:00 PM everyday. However, many of these branches temporarily shut down due to the pandemic, thus, it is advisable to call their hotline, (02) 8876-84-84, before visiting a branch. Despite this, all Robocash branches are slowly opening each month so that they can cater to the needs of their clients.


Why do people choose Robocash?

Robocash is the leading loan provider in the Philippines. It offers quick and easy loan processing and addresses the need for Filipinos to borrow small amounts of money. Clients can borrow from 1,000 to 25,000 pesos.


The distinguishing feature of this online lender is that money is not issued by a person, but by a computer. Borrowing from a robot is easier than from a bank employee because a robot does not require you to present numerous documents, does not ask extraneous questions about your personal information, does not impose the company’s products, and will not disturb guarantors to make sure that you are capable of paying your debt. Robocash is an artificial intelligence that will provide the amount you need automatically without any charge. It can verify information with the existing database, and it will never be wrong with its calculations.


An app is also available to provide easier access to applying for loans. In addition to this, clients can choose independently the amount and term of a loan. There are also many options for borrowers to receive money conveniently. Robocash operates without days off, even on holidays, so they accept applications 24 hours a day, 7 days a week. The robot will just be waiting for your applications anywhere and anytime.


Conclusion

When faced with financial difficulties, people usually go to banks and other credit organizations. It is very difficult to say that it is easy to make a loan. One must go through long waits and endless lines in different offices just to get the required documents for a loan. After that, there will be long negotiations just to borrow an amount with high interest for a couple of weeks. Robocash has an entirely different approach. It offers favorable lending and borrowing conditions for clients. With Robocash, you can get emergency cash loans right now!