State Employees Will See Changes In Their Health Insurance Options

If you work for the Wyoming State Government, the University of Wyoming, the Natrona County School District, or any of the seven community colleges in Wyoming and purchase healthcare through the state, there is a good chance you will pay a greater share of your health insurance. 

The Wyoming Legislature’s Joint Appropriations Committee (JAC) will hear testimony on Monday from Ralph Hayes, Program Manager of the Wyoming Employees Group Insurance. During Monday’s meeting, Hayes will present a Segal Consulting actuarial report outlining claims experience projections for 2016-19. Those numbers will be used in helping to outline new insurance plan features for the state employees group insurance plan. 

In his letter to the JAC, Hayes says in lieu of a rate increase of 7.4 percent, recommended by Segal Consulting, the firm doing an actuarial study for the state, A&I is making benefit changes to the state plan. They include:

  • Increasing the lower deductible options to $500 single/$1,000 family (previously the lowest option was $350 for single) and $900 single (replacing the $750 option) /$1,800 family;
  • Moving the base coinsurance from (for providers who are not in-network) from 80 percent to 75 percent coverage in hopes of incentivizing members to use lower cost in-state providers;
  • Moving non-participating provider maximum allowable cost reimbursement from 90 percent to 80 percent;
  • Increasing co-insurance payment for Dental basic restorative services from 50 percent to 80 percent.