(TRAVPR.COM) UK - April 15th, 2014 - There are many important things to take care of when you are planning a holiday and getting ready to leave the house. You want to ensure you have your passport if needed; you want to make sure you have any medication you need and of course, having money and travel documents will be of great importance too. There is one other thing you need to ensure you have access to though and this is travel insurance.

Hopefully you will never need to use your travel insurance but if a need arises and you don't have travel insurance, you may find that your entire world turns upside down. There is a lot to be said for the reassurance and confidence that comes from having travel insurance.

Everyone needs travel insurance

Unless you are able to afford all eventualities, you are likely to need travel insurance.  Being abroad in unusual surroundings can cause problems and if you fall or feel unwell, you need to have travel insurance or you may find that you have huge bills to pay. There is no doubt that there is a growing trend of “older people” going abroad these days, and while they have more disposable income and are generally fitter and healthier than previous generations of a similar age, there is still a need to recognise that there can be increased risks of being abroad.