Zane Benefits Publishes New Information on Individual Exchange Health Plans Being Cheaper Than Employer Plans

Today, Zane Benefits, the #1 Online Health Benefits Solution, published new information on individual exchange health plans being cheaper than employer plans.

According to Zane Benefits’ website, the analysis by PricewaterhouseCooper (PwC) finds that premiums for individual health plans offered on the ACA Health Insurance Exchanges are comparable to, and often times lower than, similar employer-based group health plans. Additionally, most Exchange shoppers have a wider variety of plans on the Exchanges than the typical employer-sponsored offering.

The analysis found that the median 2014 individual Exchange premium (for a plan with coverage similar to that of the average employer-sponsored plan) was $5,844 a year.

By comparison, the average employer premium for a single worker was $6,119 a year, a difference of 4%.

The cost difference varies depending on the type of coverage and carrier. For example, individual health plans offered in the Exchange are categorized by metallic tiers of coverage, with "Platinum" providing the highest level of coverage.

Click here to read the full article.


About Zane Benefits

Zane Benefits, the #1 Online Health Benefits Solution, was founded in 2006 to revolutionize the way employers provide employee health benefits in America. We empower employees to take control over their own healthcare, while helping employers recruit and retain the best talent. Our online solutions allow small and medium-sized businesses to successfully transition to a health benefits program that creates happier employees, reduces costs and frees up more time to serve their customers. For more information about ZaneHealth, visit