Consumer Action Law Group Files Chapter 13 Bankruptcy to Stops Foreclosure Sale Immediately


Los Angeles, CA – Filing bankruptcy is sometimes the best option to avoid a bank foreclosure. Hiring an experienced foreclosure attorney , with experience in bankruptcy, can potentially help relieve a homeowners’ financial situation. According to Lauren Rode, a Los Angeles Bankruptcy Attorney, “A qualified bankruptcy attorney can stop a foreclosure and save a home when a borrower has fallen behind on mortgage payments.”

Chapter 13 bankruptcy is also known as a “repayment plan” which allows individuals to repay delinquent mortgage and car debt under a repayment plan. Lauren Rode informs, “Chapter 13 bankruptcy allows consumers to wipe out credit cards, medical debt, or any loans that are not secured by assets, such as personal loans.” Homeowners can also use chapter 13 to eliminate unsecured home loans or second mortgages, commonly referred to as HELOCs with a process called lien stripping.

According to Lauren Rode, a senior Los Angeles bankruptcy attorney of Consumer Action Law Group, “Filing bankruptcy has numerous benefits including: medical bills and credit card debts being wiped out, elimination of second mortgages, stopping auto repossessions and wage garnishment, stopping collection calls and lawsuits, and improved credit scores”. She continues, “However, consumers must be able to make the monthly mortgage and all other expenses plus a plan payment to catch on past due debt obligations and can only wipe out credit cards in bankruptcy once every 7 years.”

In order to file chapter 13 the court requires proof of income to see if the declare person have sufficient income to payback the monthly mortgage. The two common bankruptcy chapters used to stop a foreclosure sale are Chapter 7 bankruptcy and Chapter 13 bankruptcy. Chapter 7 is a forgiveness of the qualified debts and a liquidation of resources while Chapter 13 is a debt consolidation plan, the property is protected for the duration of the of the repayment plan.

Bankruptcy is a complex legal process, so it’s best to fully understand and weigh the consequences of bankruptcy before making a decision to file. It’s best to get advice and to consult with a licensed bankruptcy attorney Los Angeles based or in the state of California.

Anyone in California can get free bankruptcy advice from the experienced attorneys at Consumer Action Law Group. Their bankruptcy attorneys file bankruptcy and lawsuits to stop foreclosure. Their attorneys are available to provide free legal advice before making any decisions about filing.

To contact Consumer Action Law Group call (818) 254-8413 or for further information visit their website:

About Us:

Consumer Law Action Group is a law firm with offices in Los Angeles, dealing with consumer issues such as wrongful foreclosure, auto dealer fraud, and employer violations. The attorneys within Consumer Law Action Group focus on lender litigation, bankruptcy, and lawsuits against car dealers, as well as claims against employers who violate labor laws.

For Media Inquiries
Contact Person: Lauren Rode, Esq.
Telephone: (818) 254-8413