Nations Mortgage Appoints Ivan P. Choi as Managing Director of Retail Production

Nationally-recognized mortgage executive to grow retail lending franchise

Andrew HongNations Mortgage, a mortgage banking firm and subsidiary of Seashine Financial U.S.A. announced today that Ivan P. Choi has been appointed Managing Director of Retail Production, effective immediately.

In this new role, Choi will be focused on establishing a retail mortgage presence with mainstream residential lending as well as foreign national financing. Choi is a recognized leader in both residential mortgage and real estate with 18 years of industry experience. His background includes originations, finance, technology, and servicing.

"Many families domestically in the U.S. as well as from abroad, are seeking homeownership in the United States," stated Jiangping He, president and CEO of Seashine, the parent of Nations Mortgage. "Well-known in mortgage and real estate, Ivan uniquely understands the mortgage needs of both domestic U.S. and foreign national homebuyers."

Formerly an executive with Bank of America, Choi established and led a national initiative that provided mortgage financing on foreclosure properties during the financial crisis. This channel originated more than $8 billion in purchase loan production. Prior to joining Nations, Choi has also held management roles with Guaranteed Rate, WCS Lending, Matt Martin Real Estate Management, Prospect Mortgage, and Countrywide Home Loans' prime retail unit.

Currently serving as a board director for the National Association of Realtors® (NAR), Choi also recently completed a term as National Chairman for the Asian Real Estate Association of America (AREAA), where he continues to serve as an executive board member. Choi contributes to the Mortgage Bankers Association (MBA), and has served as an industry speaker since 2005.

Born in Los Angeles, CA, Choi holds a bachelor's degree in business from Pepperdine University.

About Nations Mortgage
Founded in 1998, American Interbanc dba Nations Mortgage is a privately-held subsidiary of Seashine Financial U.S.A. that originates and finances agency, non-agency, and foreign national residential mortgages. Nations is an innovative, minority-owned, and independent mortgage banking firm that is dedicated to helping people and families realize homeownership. Nations helps the mainstream U.S. home buying public with conventional and jumbo loan programs. For international homebuyers who seek to buy or invest in U.S. real estate, Nations provides residential portfolio foreign national financing.

About Seashine Capital Management
Founded in 2012, U.S.-based Seashine Financial U.S.A. is a holding company focused on long-term investment, with headquarters in both Irvine, CA and Shanghai. Seashine concentrates on niche market investments, leveraging the synergies of 18 portfolio platform companies. Seashine's management team has collective experience from top-tier management consulting, "Big 4" accounting firms, as well as general management of large, multinational corporations

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