When Buying Life Insurance Isn’t Your Top Priority

Have you noticed that purchasing life insurance hasn’t been a top priority in your life? You buy automobile insurance because you have to. You wouldn’t be able to drive your vehicle without it. You may never have to file an auto claim; however you need to purchase it because of the risk that you will get into an accident.

You buy health insurance because you at some point you may get sick. You also need health insurance for your annual checkups, testing, etc. When it comes to life insurance, we all know what the outcome of a claim will be. Though it is not a pleasant thing to think about, we all know it will happen. As the saying goes, “there are two things in life that are certain, death and taxes”.

According to the “2014 Insurance Barometer Study, Life Happens and LIMRA”, 85% of people believe we need life insurance, yet only have 62% have coverage. Because we don’t have to buy life insurance, we tend to put it on our list of things “to do”. You may tell yourself you don’t have the time to research life insurance, figuring out how much you need, completing an application. You are afraid if you called someone to ask for help they would keep calling you constantly.

Rest easy, we have developed a website to help you with the beginning stages of purchasing a life insurance policy. Our Life Insurance Toolbox has items such as Needs Assessment Calculators to help determine the amount of coverage you may need. Perhaps you are on a budget and can only afford a certain amount of premium to spend. We have a Coverage on a Budget tool that you can use. Once you know how much coverage you need, we have a Free Life Insurance Quoting tool allowing you to compare quotes from different insurance carriers. Once you find a quote you like, you can click on the Apply Now button to start the application process.

Don’t be part of the 38% that does not have coverage. Our PivotCare Team is here to help you make life insurance a priority for you and your loved ones. Call me at 800-651-1953 and we can get this important task off your “to do” list.