California Subprime Lenders – Direct Premier Hard Money Loans

Source Capital is a direct premier subprime and hard money lender that utilizes its own investor capital and is licensed and insured in Arizona, California, Minnesota and Oregon.   Our company has funded over $140M hard money loans to hundreds of satisfied borrowers, brokers and real estate professionals.  The company is “A+” rated with the Better Business Bureau (BBB) and is a five-star reviewed lender on Google, Yelp, Yahoo! and Bing.


Source Capital Funding, Inc. was founded in 2007. Our streamlined approach and immediate direct access to capital allows for a fast and easy loan process for our clients. In fact, we can typically get clients pre-approved within 24 hours. Whether you have poor credit, a past bankruptcy or foreclosure, we can help. Contact us at 888.334.6636 and get free consultation or apply now to get started on


  •  Direct, Licensed Lender
  •  Lowest Rate and Cost Guarantee
  •  No Pre-Payment Penalties
  •  Loan Value up to – 70%
  •  No Upfront or Junk Fees
  •  Interest Rate – 8.49% to 11.99%
  •  Loan Amount - $20,000 - $5,000,000
  •  BBB “A+” Rated, 5 Star Rated Google and Yelp Lender


  • Immediate response from a decision maker
  • In-House Valuations
  • Daily updates on loan status
  • Loan commitment within 24 hours
  • Fast closings

We have built a strong reputation as an outstanding subprime and hard money lender serving the needs of real estate professionals throughout United States including California, Oregon, Arizona and Minnesota.Source Capital is a proud member of the Better Business Bureau (BBB) and has received numerous testimonials from our clients while earning the reputation of being a reputable private lender.

Being a direct, licensed lender, Source Capital underwrites and processes all hard money loans in our office. This means that your paperwork, unlike a bank, will never have to go outside for an underwriting decision or approval. Our streamlined approach and immediate access to capital allows for a faster turn-around time, fewer hassles, and lower costs to you.

Our California subprime lenders team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. A decision maker will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Our highly experienced team can help you find the right loan at the lowest rate no matter what your needs are. Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. Unlike many of the larger nationwide mortgage companies that are out there, all your information will be kept secure and private. To speak directly with a partner of the firm simply give us a call anytime or feel free to utilize any of the interactive tools offered throughout the site. We look forward to working with you.

Give us a call today for a free, personalized consultation on 888.334.6636. You can also apply online at It is fast, secure, and easy.


We are a Direct Lender:

  • California’s Hard Money Lender
  • Hard Money Loans in Minnesota
  • Private Hard Money Lender in Arizona
  • Oregon Hard Money Loans

Fast and Easy Process:

Time is money. We won’t waste yours. Our online process helps save you time and money as all underwriting and funding is done in-house.

We Fund:

Let us help you close your loan and get your fee secured. With over $135M funded, we know how to get loans done. Call us at 888.334.663 or apply online at to get started now.

What you can expect while dealing with us?

  • Broker and Support Protection
  • Direct Lender, Not a Broker
  • Immediate response From the Decision Maker
  • In-House Valuations
  • Daily update on loan status
  • Loan commitment within 24 hours
  •  Fast Closing

We are always available to answer your questions. We strive to provide you with only the best customer service and will answer your inquiries as quickly as possible. Please call us now 888.334.6636 for a free consultation or apply online at