Most insurance companies do not accept applicants who are older than 64. Why is that? Some companies would just think of their own benefits. They suppose that older people get ill more often and they are more prone to accidents and illnesses. Most insurance companies would offer a more expensive insurance plan as people get older. It is a good thing that IMG is not like them. The International Medical Group specializes in taking care of their clients without thinking of their profits. The company offers affordable travel insurance for over 65s.
The Patriot Travel Medical Insurance is for everyone who needs a short-term insurance plan for business or recreation. This plan is specifically beneficial to the older generation who loves to travel.
The following are the significant benefits of the Patriot Travel Medical Insurance:
· Various maximum limits. Each client who needs special medical care can be covered for $50,000, $100,000, $500,000, $1,000,000, or $2,000,000. This would depend on the conditions you and the company sets.
· Flexible Individual Deductible. There are choices between $0, $100, $250, $500, $1,000 or $2,500. The premium would depend on the deductible you choose.
· Fit Coinsurance. For those who receive medical attention outside the US, they do not need to pay for coinsurance anymore. IMG takes care of all the medical expenses needed by the client. For those who receive medical attention inside US, the company will shoulder 90% of medical expenses (for $5,000) as long as they get treatments under the preferred provider organization. They would also shoulder 100% up to the maximum limit. If the client opted to get treated from a non-PPO, the insurance would cover only 80% of medical costs for $5,000, but 100% up to the Maximum Limit.
· Six months of travelling period. The plan provides a short-term insurance coverage for those who travel rarely. This includes illnesses or accidents which happened during the travel and within the insurance period. The client’s health is the priority of the company. That is why if the treatment for the accident or illness exceeds the contract of the insurance, the financial and medical benefits would still continue in the next renewal of contract.
· Online Account Access. The website has MyIMG which provides instant access to the account information of the client. The company isn’t hiding anything from their insurant. Helpful workers can assist clients regarding their inquiries anytime of the day.
· World-class Medical Benefits. Medical experts are always available whenever the client seeks for medical attention. The insurance covers hospital room, intensive care, various medicines, local ambulance and dental care in case of accidents. The quality of the doctors’ work will never be put to risk for cheaper insurance. The clients of IMG deserve only the best.
· International Emergency Benefits. In case of emergencies abroad, IMG takes care of their clients by immediately sending rescue teams to provide immediate evacuation.
Unlike other insurance companies, International Medical Group can help provide affordable travel insurance for over 65s without risking their lives. Log on to the website to find the best premium plans for you.
Phone: 317 489 0189