Read It

Lucky Loans Application Process

The application process for a loan from Lucky Loans, United Kingdom is easy and fast. In just 4 simple steps, your loan application will be processed and reviewed.

Step 1 – Choosing the amount

The first step requires you to input the amount that you wish to borrow. There are sliders in the homepage that you can adjust from £50 to £3,000, depending on how much you want to loan. There is also an option for your desired length of payment period.  This can be from 7 days up to a maximum of 3 months. 

Step 2 – Application Form

The next step is to fill up the application form provided in the website. Pertinent details and personal information will be asked from you. This is to facilitate a fast and accurate evaluation of your application, allowing the company to instantly confirm or decline it. Those whose applications are approved will be required to input their bank details so funds can be directly transferred to their accounts.

The Application Form asks for standard details such as your name, email address, your home phone and mobile phone numbers, birthday, marital status and your home address. This is for communication and correspondence purposes. Lucky Loans promise not to divulge information of your request to your employer, or to anyone. They still ask for your employment details, though. This includes your employment status, length of employment, monthly income and salary dates. Also, detail about your expenditures like bills for utilities, transportation and food expenses as well as rent or mortgage payments will be asked.


Step 3 – Instant Online Decision

You do not need to wait long for the decision of Lucky Loans regarding your application. Their decisions appear within seconds after the submission of your application form. If approved, a loan agreement form will appear for your perusal. This is to give you the time to review and check all the details related to your loan and to ensure that you agree with the terms of the loan. The details on the loan agreement form includes the interest rates, repayment dates and your total loan amount. This helps you see the date and the amount that you have to pay back, and to assure you that there are no hidden costs or charges. After reviewing the loan agreement form, you are given the last-minute chance to choose whether to approve or reject the loan offer. For more please visit

Step 4 –  Final Decision/Receive Your Funds

Step 4 is the last step in your Lucky Loans loan application. Upon approval of your loan and a thorough review of the loan agreement including all the important information stated in the lenders website, you will be asked to accept the conditions of the lender. If you agree to the terms, you will be asked to electronically sign your loan application. After that, all you have to do is wait. Most of the lenders can send you a money transfer within the same day. There are even some who can do it in 15 minutes! It’s that easy!